Alex Sullivan

Can I buy a home with less than 5% down in 2026? For many aspiring homeowners, saving for a down payment feels like the biggest obstacle to buying a home. It's common to believe you need to put 20% down, or at least 5%, before a lender will approve your mortgage. Fortunately, that's one of the most persistent myths in …

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Foreign national loans in 2026 In today’s increasingly global economy, people move across borders for work, investment, and lifestyle opportunities. One common challenge foreign nationals face when entering a new country, especially the United States and specifically Maryland, is access to financing. Traditional …

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8 steps to qualifying for an investment property loan Buying an investment property can be a powerful way to build long-term wealth, but the mortgage process for investment properties is different from purchasing a primary residence. Lenders view investment properties as higher risk, which means stricter requirements, …

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How Appraisal Waivers work in 2025 When you're buying or refinancing a home, one of the most time-consuming (and sometimes costly) steps is the appraisal. Traditionally, lenders require a licensed appraiser to evaluate the property’s market value to ensure it matches the loan amount. But in recent years, the …

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