How Appraisal Waivers work in 2025 When you're buying or refinancing a home, one of the most time-consuming (and sometimes costly) steps is the appraisal. Traditionally, lenders require a licensed appraiser to evaluate the property’s market value to ensure it matches the loan amount. But in recent years, the …
Best ways to save money to buy a house
Top 8 ways to save money to buy a house Buying a house is a significant milestone, but for many, it’s also one of the biggest financial challenges. With rising home prices, inflation, and other expenses, saving up for a down payment can feel like an overwhelming task. However, with careful planning and disciplined …
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Beginners guide to home improvement financing
Unlocking your dream home: guide to home improvement financing options Home improvement projects can breathe life into your living space, increasing functionality and even enhancing the value of your Maryland property. Whether it's a minor renovation or a complete overhaul that one is looking at, it's all about …
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Chenoa Fund down payment assistance
How does the Chenoa Fund work? The Chenoa Fund provides second mortgages to be used with FHA loans to cover the minimum down payment requirement when purchasing an FHA-insured home. In effect, pairing the DPA with an FHA loan requires no money from the borrower, and the entire cost of the house is financed. The …
CMG’s Rate Protection Program is a win-win for borrowers!
Every rental payment you make is building equity for someone else. Home values are predicted to continue to appreciate. The prices you see today are going to continue to rise. Don’t you want to realize that appreciation for yourself? CMG’s Rate Protection Program (RPP) allows you to get off the sidelines and buy the …
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Save money with an FHA streamline refinance
Who is it for? If you’re a Virgina homeowner with an existing FHA loan and are looking for ways to lower your monthly payments without having to provide large amounts of credit documentation and undergo extensive underwriting, an FHA streamline refinance could be the perfect solution. This refinancing option is …
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